SBA Loans

SBA Loan programs offer a lifeline to small businesses, providing a variety of loan options to suit different needs. Whether it's for startup costs, expansion, equipment purchases, or real estate SBA loans come with competitive terms, often lower down payments, and flexible overhead requirements. With these programs, the SBA aims to empower small business owners by making capital more accessible and promoting economic growth through entrepreneurship.

7(a)

The SBA 7(a) loan program is a powerful tool designed to help small businesses acquire the necessary financing for various business purposes. This program, backed by the Small Business Administration (SBA), offers a range of loans that small businesses can use for capital, debt refinancing, equipment purchases, and more. With favorable terms and conditions, SBA 7(a) loans are often more accessible for small businesses that might not qualify for traditional bank loans. The program features guarantees for a portion of the loan, reducing risk for lenders and making it easier for businesses to secure financing.

504

The SBA 504 loan program is tailored to foster economic development within a community through business growth. This program is perfect for small businesses planning substantial capital investments, such as the purchase of real estate or large equipment. Offering long-term, fixed-rate financing, the SBA 504 program not only helps small businesses thrive but also stimulates job creation and retention. Administered through Certified Development Companies, it's designed to provide accessible funding while promoting local economic growth