How a Merchant Cash Advance Works.

A Merchant Cash Advance allows a business owner to utilize its current cash flow to secure working capital.  The process is very simple and funding can be provided within days not weeks. The funding company will review the last six months of business bank statements and merchant credit card statements.  The funding company will secure the advance by taking a daily percentage of the credit card deposits and or a fixed ACH amount taken daily until the funded amount is paid back along with the factor rate for the advance.  An advance of $100,000 is typically paid back to the funding company in 3, 6, 8, 12, and or 24 months.  The factor rates start at 1.29. 


Loan Sizes $5,000- $500,000


  • Quick Access to Capital
  • Bad Credit is OK
  • Length in Business Min 1 year.
  • Min Monthly Deposits $15K
  • Payments are automatically deducted